Affect is a verb that means "to impact" or "to influence" "The loud noise affected the golfer's backswing." Effect is a noun that means "result" or "consequence". For example: "The effect was the water was spewing from the fountain"
The effect can also be used as a "result", for example: "The drought had an Effect on Suzie's crops".
And it can be used as: "Her crops were Affected immensely".
Effect is used as a way of saying "change".
Another example is: "The tax increase affected her monthly income"
Note: Both "effect" and "effect" have other definitions, but these are the ones that people usually mix up.
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